Financial Intermediation Essay Example | Topics and Well Written Essays - 2250 words

Financial Intermediation - Essay Example In addition, the study would also reflect about how the policymakers have made deliberate efforts to ease up different financial markets, encourage foreign competition and deregulate interest rates (Ariss, 2010). Globalisation is another issue in today’s economic concern. Increasing competitiveness would be the result of increasing the level of globalisation, as this tends to promote foreign investments by developing domestic businesses and improvising the performance of domestic banks. In relation to the above context, the study of Ariss (2010) mainly depicted the implications of changing banks’ structure and their prospects towards rapid development in contemporary world. Ariss (2010) reflected in the study that the banks could improve their profit efficiency with commanding a high price mark-up over the marginal costs, but it could not help in terms of cost efficiency levels. Apart from this, the study of Ariss (2010) also inferred that when the banks are able to gain market power, it can reduce various risks that emerge while performing distinct operations and likewise confirm firm stability. In this particular issue of stability, the study of Ariss (2010) discussed about the methodology of distinct economic variables including market power, regulatory environment, cost efficiency, sustainability in economic market and alternative efficiency with portfolio characteristics. The aforesaid study of Ariss (2010) indicated the acquisition process prevailing in the economic market including merger between domestic business and foreign investments or business to develop sustainability programme in competitive business setting of developing countries (Aris s, 2010). More importantly, with regards to the above context, the study of Ariss (2010) revealed that the occurrence of worldwide crisis in financial sectors would demonstrate the role of a country towards developing its uproar hitting financial

America Dream Essay :: essays research papers fc

Galvez, Peter English 20   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   I HAVE A DREAM â€Å"I have a dream that my four children will one day live in a nation where they will not be judged by the color of their skin but by the content of their character. I have a dream today.† (MLK) These are the words of Martin Luther King himself. In 1963, Martin Luther King Jr. said that he too had a dream, and I would consider it a great view of the American Dream. But, what if his dream was something totally different than someone else’s dream? Is the American Dream different than it use to be, or is it changing? These are questions that we must all ask ourselves as we live here in America. I believe that education, business, and technology are major aspects that drive the American Dream, and that the American Dream is changing for the worst for middle and lower class Americans.   Ã‚  Ã‚  Ã‚  Ã‚  My mom is one of the people that I interviewed asking her about her opinion of the American Dream. She grew up in Nicaragua and came to the United States by herself, because of the war that was happening there. When she arrived to the United States she only had four hundred   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   Galvez 2 dollars. She was able to survive on her own and her view of coming to America was something that I found really interesting. â€Å"I remember coming to the United States looking to live a better life and get a good education. Back them all the schools really focused on attendance and everyone would want to go to school to learn. Nobody would go there to show off his or her clothes or see who had the nicer car. I notice that in today’s society there is a lot of kids that are dropping out and only go to school for the social aspect.† (Gladys Galvez) This makes me really put education as one of the top priorities in life. Without an education you will never be successful in life. Many people want to go to college and get a high paying job, or maybe one day being a millionaire. With out school you will never be able to get anywhere in life, and most aspects of a persons dream would be crushed. We give children a false comfort and reassurance that they can be whatever they want to be. Little boys grow up dreaming of professional baseball and little girls may dream of dancing in the ballet, but these dreams will most likely never come true due to their given situations.

A Day In Court

Professor Brian D. Heffner 7 December 2012 A Day In Criminal Court This week I had the opportunity to sit In on criminal court proceedings. I chose to visit the Oakland County Court House for the day and noticed quite a few things through out the whole experience. I have been to a few courts In the past, criminal, traffic, and family, but never In the Oakland County bulldlng. There were many details of the proceedings, the Image, and even the condltlons of everything from the bulldlng Itself to the people Involved that I found particularly Interesting.The first thing I hought when I entered the bulldlng was that It was not crowded. In previous vlslts to troy courts the place was packed, let alone confusing. This courthouse was different. The hallways were very modern and clean and it felt fresh to me, not dark and dismal like it could have been. (l guess I have to also consider that I didn' t have any charges against me so I wasn? t entering the building expecting to hate being there ) I was surprised by the security measures. It seemed as if it was too easy to get through. I expected to have three or four metal detectors lined up for a big crowd, but there was only one.Right away I got the sense that the size of the building was not reflective of the amount of cases per day it accommodates. After speaking with one of the guards I was referred to the criminal court room rather than the family court, due to what he called a more interesting day.? . The courtroom itself I thought was way too small. There were only two and a half rows for people to sit and watch, forcing many people to have to wait outside. That I thought was not a well thought out design. There is tons of extra hallway space that they could have stretched the room out to make it bigger so you wouldn't run into those kinds of problems.The room also had extravagant fixtures hanging from the ceiling. I don't really understand the purpose of them, they may even have been lights, but they Just looked l ike a waste of money. I dont think they serve any other reason than to look pretty, and if that's the case, they could have spent the money on the room extension. That's Just my opinion of the building; another thing that struck me was the people involved. As I looked around the court room, I saw lawyers, citizens, guards, and of course the Judge. The Judge, I was informed, was the night Judge filling In for someone.I was warned by my buddy, the guard, that he would be sluggish, but I thought It flowed nicely. I must first speak of the lawyers because they bothered me the most. These lawyers were slobs! I realize that you may not make a whole lot of money being a public defender, but you could at least dress appropriately. One of these lawyers had his whole hem hanging out with string following him everywhere. This guys pants were wrinkled and his hair completely void of any type of brushing. I would never hire any one that looked Ilke that. and I would be scared If I had him assign ed to me.Another lawyer, a woman this time, was the most horrifying thing I have ever seen. Before she even came in the wanted a new lawyer because she was as dizzy. When she walked in I realized they had made a huge understatement. This woman had the most disgusting mess of hair on top of her head and she kept scratching it. It was like a huge crimped, teased, knotty mess. I couldn't believe that she would walk into a courtroom like that. Oh my God she was a mess! I don't understand how she could represent anyone looking like that. There was only one professional looking lawyer and he was the prosecutor.Everyone else looked third rate compared to him. The other group of people I looked at was the criminals. There was definitely a mixed group of people there. There was one lady in her 40's that was wearing a long fur coat and all the Jewelry in the world, and you could Just tell she was ashamed to be there. Her husband wouldn't even sit in the courtroom with her. I really would have loved to know what she did wrong, but with all the bench conversation you never got to hear her crime, Just her dismissal. Another guy that had charges against him wasn't even allowed in the courtroom ecause he didn't have the right shoes.I thought that was completely unfair. He was outside the courtroom explaining that he didn't have any money to buy good shoes for the day, but they still wouldn't let him in. I guess all this stuff has been pretty superficial, but what really bothered me was how each of the cases was handled. I always thought that the public could view any courtroom proceeding, but I felt extremely short changed. In fact I think it was unfair to the criminals as well. It seemed like every case was decided at the bench before even saying what the charges were.I know I sat through three hours of court and left only knowing what two of the cases was really about. When the incarcerated people were brought out it looked like they were clueless as to what was going on, because they couldn't hear any of it. They looked shocked sometimes when hearing the decisions as if they didn't know what was happening to them. I know that I was shocked when I heard some of the verdicts because I had no idea what the crime was For the most part they Just announced codes not allowing the common person to understand a thing they're talking about.After every decision the lawyer had to break it down to their own words to the clients. That annoyed me so much. I was also disgusted with one case in particular where they actually did describe the crime. A man and a woman had both committed armed robbery and in the process hospitalized two victims. Their lawyer had the nerve to ask for $1000 bail for the two of them, pointing out the families of each of the criminals in the courtroom, explaining that they both had newborns to take care of. This lawyer had a 6 year old child in the courtroom to hear his father receive a $50, 000 bail. I Just think that was wrong.The lawyer knew there was no way in the world he was getting his client off, the guy had a rap sheet longer than the Bible from 4 different states, but he chose to put that kid through that. I don't get that. I guess overall my court experience was a pretty good learning experience. I learned to appreciate my lawyer a 100 times more Just for his wardrobe alone. I learned that you always need appropriate shoes even if your clothes are as crappy as ever. I learned that the city of Oakland County prefers style to space accommodations, and most importantly I learned that is cheaper to obey the law than to break it.

Similarities Between The Great Gatsby And Julius Caesar

Society in the world during a time is often told best in a novel, The Great Gatsby by F. Scott Fitzgerald is one of the key novels that successfully tells both the lavish lifestyles and the faults of society in the 1920’s. The Great Gatsby is filled with an abundance of similarities to American life, outlining the American dream, and even parts of contemporary society today. However, The Great Gatsby shares underlying similarities with the novel, Julius Caesar by William Shakespeare. A novel that also told a story of a time in society, revealing the political system during the time and the powers of people in 45 B.C.. With both novels having a commentary of society during two distinct times in history, centered around two overly ambitious†¦show more content†¦wept†with them making the people believe that â€Å"ambition should be made of sterner stuff: Yet Brutus [said] he was ambitious† so he had to die in the eyes of the conspirators. Despite Caesar cont inuously rejecting the crown, politics and honor blinded Brutus. Like Gatsby, Caesar is blamed for something that he indirectly did. Caesar didnt know his aspirations to achieve a high position in government would be mistaken as tyranny, as Gatsby did not know that his dream of having one girl would be mistaken as recklessness. The Great Gatsby and Julius Caesar both involve two central characters that are pre judged for their personas of power and wealth, and are overestimated overall being betrayed by the people. Both novels depict similar central character, however it also uses similar storytellings techniques setting the atmosphere in the novels. Julius Caesar and The Great Gatsby both utilizes the changes in weather in the narrative to symbolize the moments that were happen. In Julius Caesar a storm happens with â€Å"Thunder and lightning† and â€Å"scolding winds† this is used to represent the status of Rome at the moment . however it’s also used to crea te the mood, foreshadowing the death of Caesar, making it storm on the day he will die (Shakespeare). This is similar to The GreatShow MoreRelatedEssay Prompts4057 Words   |  17 PagesFaustus Orlando Don Quixote A portrait of the Artist as a Young Man A Gesture Life Rosencrantz and Guildenstern Are Dead Ghosts The Scarlet Letter Great Expectations Sister Carrie The Great Gatsby The Sound and Fury Gulliver’s Travels Sula Heart of Darkness The Sun Also Rises Invisible Man Their Eyes Were Watching God Joe Turner’s Come and Gone The Things They Carried King Lear The Turn of theRead MoreHow To Write Literary Analysis4174 Words   |  17 Pagesany contradictions or ironies? Great works of literature are complex; great literary essays recognize and explain those complexities. Maybe the title (Happy Days) totally disagrees with the book’s subject matter (hungry orphans dying in the woods). Maybe the main character acts one way around his family and a completely different way around his friends and associates. If you can find a way to explain a work’s contradictory elements, you’ve got the seeds of a great essay. At this point, you don’tRead MoreANALIZ TEXT INTERPRETATION AND ANALYSIS28843 Words   |  116 Pagesthe text reveals under close examination. Any literary work is unique. It is created by the author in accordance with his vision and is permeated with his idea of the world. The reader’s interpretation is also highly individual and depends to a great extent on his knowledge and personal experience. That’s why one cannot lay down a fixed â€Å"model† for a piece of critical appreciation. Nevertheless, one can give information and suggestions that may prove helpful. PLOT The Elements of Plot When we